Step 1
Pick a calculator
Start with loan type, extra payments, borrowing capacity, offer comparison, effective rate or rate stress.
Loan calculators that show more than the monthly payment
Compare annuity and serial loans, see the impact of extra payments, calculate effective rates including fees, and stress-test rate hikes — neutrally, in your browser.
Simple and clear
How it works
Step 2
Enter your numbers
Amount, rate and term are calculated in your browser. Nothing is sent to a server.
Step 3
See the full picture
Get monthly payment, total interest, charts and comparisons — estimates for information only.
Tools
All calculators
Six neutral calculators — nothing stored, no advice, just numbers you can use.
Loan calculatorCompare annuity and serial loans with an amortization plan.Pay off fasterSee time and interest saved with extra monthly payments.How much can I borrow?Work backwards from a monthly payment to a loan amount.Compare offersCompare offers by total cost and effective interest rate.Effective rateCalculate the real rate when fees are included.Rate increaseSee what a rate hike means in kroner per month.
A trustworthy approach
Privacy first
No data storage
Your numbers are never stored. Everything disappears when you close or refresh the page.
Browser only
The calculators are pure math in your browser — no account, no tracking of your figures.
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It takes under a minute to see the numbers for your loan.
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